I think I signed my name 50 times today. I've finally been able to re-finance my mortgage. This will lower my monthly payment somewhat, but the main thing is that now I am the only one on the mortgage and deed. The reason I have this house is that my granddaughter and her husband wanted to buy it. In a weak moment, I co-signed for them. In less than two years, I was in the house but their names were still on the paperwork. I had tried to re-finance a few years ago, but hadn't been successful. One downside: now I'll have to stop trying to convince Andy that he should come clean out the gutters, since the house was partly his.